Send the Annual Credit Report file
This is what we need before a review. Go to AnnualCreditReport.com and request Equifax, Experian, and TransUnion. Save the PDFs. Do not email a Social Security number.
Home / How it works
The path
The report, then a consultation, then a review.
A wrong file is the start. You get the free reports, you ask us to look, and we organize what we read so we can help you fight back.
Request a consultation
Use the form or the chat. Tell us what the report says and what it cost you. Your name and email are enough.
We set up the review
We read the file and put the letters and dates in order. Then we tell you whether we can help you fight it. Some files are infuriating and still not a case. We will say so.
How to get the free reports
- Open AnnualCreditReport.com. It is the official place for the free Equifax, Experian, and TransUnion reports.
- Request all three bureaus.
- Save each report as a PDF.
- Send the PDFs with your consultation. Do not put a Social Security number in an email.